"Banking with Chase Private Client." I'll actually see if I can juice value out of these perks. In order to break even, you'd need to spend 10k again on dining and travel. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. We will check out the Wells Fargo Propel American Express® Card, Wells Fargo Cash Wise Visa® card, and Wells Fargo Visa Signature® Card for a more thorough comparison. Articles on Wells Fargo Propel American Express® card I was in the same boat and decided to go with the WF Trifecta. Find out how to improve your odds. Chase Sapphire Preferred and Wells Fargo Propel 365 Comparision Review The Chase Sapphire Preferred has a higher redemption value and more valuable sign-up bonus than the Wells Fargo Propel … Lyft Pink (15% off, priority airport pickup, special coupons), and 10X UR earn on Lyft. ... Chase Freedom Unlimited vs Chase Sapphire Preferred; Chase Freedom Unlimited vs Bank of America Cash Rewards; Chase Freedom Unlimited Credit Score. CSR is a Visa which has better acceptance (esp internationally). Chase Sapphire Preferred usually requires an excellent credit score (720+). Read on to learn about 20+ valuable perks that you may not know about. I keep thinking I must be missing something but the points transferring is convenient. About CreditDonkey CreditDonkey is a credit card comparison website. Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Editor’s note: This is a recurring post that is regularly updated with new card information and details. Income: $65,000 Chase. So the earn rates are the same pretty much - 3% travel, 3% restaurants, so that's a wash. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Finally there is Wells Fargo Propel. The Wells Fargo Propel American Express currently offers a welcome bonus of 20,000 bonus points when you spend $1,000 in purchases in the first … The Sapphire preferred has an annual fee the Propel does not. The points you earn on Lyft are UR points or are they lift credits? Travel once or twice a month. Lyft Pink and the 10x on Lyft are scheduled to expire after a year so that wouldn't sell me on it. It is important to pay them in full and on time. So what are the material differences... Travel insurances, including PRIMARY rental car coverage (? Disclaimer: The information for the Wells Fargo Propel American Express® card has been collected independently by CreditDonkey. Compare Rewards, Interest Rates, Fees, and Benefits. That’s a big factor. Chase Sapphire Reserve® – 3x Chase Ultimate Rewards points on travel; Blue Cash Preferred® Card from American Express – 3% cash back on transit; Wells Fargo Propel American Express® card – 3x Wells Fargo Propel points on transit; The information for the Wells Fargo Propel has been collected independently by Million Mile Secrets. I thought only Lyft Pink was one year, next year Lyft will not be 10x’s? " The Wells Fargo Propel American Express® Card is, in our opinion, the best card offer from Wells Fargo. Thanks! Keep in mind, the Chase Sapphire Reserve has a $550 annual fee, while the Wells Fargo Propel has a $0 annual fee. Bank of America. Like its sibling, the Chase Sapphire Preferred® Card has no foreign transaction fees. We publish data-driven analysis to help you save money & make savvy decisions. Essentially, … Though Chase Ultimate Rewards points are more valuable (we value them at 1.26 cents per point, compared to 1 cent per mile for the Capital One Venture card), that’s still not enough to catch up with the Venture card – even if you’re a heavy traveler or restaurant-goer. Wells Fargo Propel Amex, $3000, Oct 2020. See issuer's website for details including terms and conditions. So you're total cost for the Propel would be -$600 + $18 cash back = $582 net spending and your cost for the CSR would be $300 + $250 annual fee = $550 net spending. Travel credit cards are a smart way to earn flights and hotel stays. All with no AF. This is largely due to the costs of being a big bank with thousands of branches and employees. Of course, Sapphire Reserve points are valued differently from Propel points because they can be transferred to 10 airline partners and three hotel chains, or you can book travel through Chase at a rate of 1.5 cents per point. Can points be redeemed whenever or only in $25 increments? Wells Fargo Propel: 20,000 bonus points after spending $1,000 in the first 3 months; Chase Sapphire Preferred: 60,000 bonus points after spending $4,000 in the first 3 months ($750 toward award travel) Chase Sapphire Reserve: 50,000 bonus points after spending $4,000 in the first 3 months ($750 value) Best Wells Fargo Credit Cards. Wells Fargo Propel vs Chase Sapphire Preferred vs AMEX Gold Card Advice I am recently graduated, only had one credit card ever that has been paid off in full, credit score 730, plan on always paying cards off in full to maintain good credit. This has 3% on dining, travel, gas, and streaming services with no annual fee. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. They’re both outstanding travel cards with benefits that easily outweigh their annual fees. Both point systems allow for combining points with other cards, but the Propel has no yearly fee. Accessed May 22, 2020. †Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. If you're spending more than $600 on the CSR, wouldn't it already be better than the Propel? I am going to ignore the CSP entirely in this discussion because the Propell is just better. With a $95 annual fee, it … Compare benefits. Hey! I was going to get WFP but it's been less than one year since a different WF card and it says that I may not get the SUB. Chase Sapphire Preferred offers primary coverage for rental cars. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. But what's the right travel card for you? However, the cards have some key differences that make each a better fit for certain types of cardholders over others. CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. Chase. My company pays for my flight but I have to use my own card for hotels and rides to airport (lyft). The Propel intrigues me. You can transfer points and redeem at 1.5x for flights. Wells Fargo Propel American Express® card and Visa Signature cards give you more earning power toward paid flights than the CSR, in addition to valuable cell phone insurance and a higher combined welcome bonus. Chase Sapphire Preferred is one of the most popular travel reward cards. Find out the credit requirements needed. Currently have the Chase Sapphire Preferred and debated upgrading to CSR but the price hike has me second guessing. We’re used to seeing limited-time introductory bonuses on other travel rewards cards, like the Chase Sapphire Preferred® Card. How does it compare to Wells Fargo Propel? It seems crazy to me that Chase is now charging $550 (or maybe more like $250) and the WF Propel does so much for no AF. Read our comparison chart below. 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